About Jimmy Greetings! I came to JG Wentworth Home Lending as a nationally awarded junior financial advisor of the year with Primerica Financial Services and enjoy the opportunity to assist others in becoming financially free from debt. My foundation is teamwork based as an former scholar athlete for the majority of my life; therefore, my priorities are strongly based in working together, accountability, work ethic and the ability to adapt. As a graduate from University of Connecticut I obtained a Master’s in Business Administration.
I started my career as an insurance salesman for Primerica and grew immensely within the business of Primerica to become a fully licensed financial advisor being promoted very quickly to regional manager. With major ambition and dedication I was awarded as the top salesman in the nation in my division. However, I found my passion in helping people purchase the home of their dreams or helping use their equity to consolidate debt through refinancing and coaching people out of debt. I appreciate this business due to the fact that I am able to assist my clients in completing their life objectives. “It is the quality of lending over the quantity of lending”. Lewis Thompson Preston. Our Process We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible.
Below is a quick overview of our process: Step 1. Get Pre-Qualified With a pre-qualification from J.G. Wentworth, you will know what you can afford, be treated as a serious buyer and often strengthen your hand in negotiations. Wentworth pre-qualification process is quick and easy. Choose a Mortgage that Fits Your Needs We offer a wide range of loan programs, making it simple to choose a loan that matches your needs.
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Go House Hunting Once you have found that perfect home, your real estate agent will help you submit a formal offer and purchase agreement. Negotiations begin, often with a round of offers and counter-offers.
Confirm the Home Inspection You should have your home-to-be inspected by a professional inspector who can identify any problems that need attention. He or she will look at everything from structural issues to maintenance issues, and even check on appliances if they are to be included in the sale. If any problems are found, you and the seller can negotiate fixes (either in repairs or perhaps a reduced sales price) before the close of the escrow. At this stage, we will begin processing your loan and start scheduling the appraisal appointment.
Lock in a Low Rate By Locking in a rate now, you can guarantee that rate for a specified time period. Take Part in the Closing Process After the rate is locked, we submit the application for formal approval by our underwriting department. Next, you sign your mortgage documents. Lastly, after a final review and approval of all documents, we disperse funds to the seller.
The only item left is to extend congratulations to you on officially becoming a homeowner. Mortgages are not one-size-fits-all.
Deciding what type of mortgage should be determined after considering how a type of mortgage aligns with your lifestyle and financial goals. A fixed-rate mortgage has an interest rate that remains the same throughout the life of the loan.
With a consistent interest rate, monthly mortgage payments will stay the same as well. An adjustable-rate mortgage (ARM) will have a set interest rate for an initial, fixed period. The fixed period can usually last for 3, 5, or 7 years.
Once the initial period ends, interest rates can rise or fall depending on market conditions. Wentworth Home Lending, LLC, 3350 Commission Court, Woodbridge, VA 22192, NMLS ID #2925 (.) J.G. Wentworth Home Lending, LLC is an approved lender, not an agency of the Federal Government, nor acting on behalf of or at the direction of the Federal Government. This is not a commitment to lend.
All loans are subject to credit approval and appraisal requirements. We do not provide legal, tax or investment advice. Wentworth Home Lending, LLC does not offer mortgage products in all states.
For a complete list of J.G. Wentworth Home Lending Licenses and Disclosures go to:.
Wentworth Home Lending, LLC is a subsidiary of The J.G. Wentworth Company®. Equal housing lender.
All mortgage loans are offered through J.G. Wentworth Home Lending, LLC. Mortgage loans are offered through our affiliated lender J.G. Wentworth Home Lending, LLC, 3350 Commission Court, Woodbridge, VA 22192, NMLS ID #2925 (www.nmlsconsumeraccess.org.) Testimonial disclosure: Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and is for display purposes only. Wentworth Home Lending, LLC, 3350 Commission Court, Woodbridge, VA 22192, NMLS ID #2925 (.) J.G. Wentworth Home Lending, LLC is an approved lender, not an agency of the Federal Government, nor acting on behalf of or at the direction of the Federal Government.
This is not a commitment to lend. All loans are subject to credit approval and appraisal requirements. We do not provide legal, tax or investment advice. Wentworth Home Lending, LLC does not offer mortgage products in all states. For a complete list of J.G.
Wentworth Home Lending Licenses and Disclosures go to:. Wentworth Home Lending, LLC is a subsidiary of The J.G. Wentworth Company®. Equal housing lender. All mortgage loans are offered through J.G. Wentworth Home Lending, LLC. Mortgage loans are offered through our affiliated lender J.G.
Wentworth Home Lending, LLC, 3350 Commission Court, Woodbridge, VA 22192, NMLS ID #2925 (www.nmlsconsumeraccess.org.) Testimonial disclosure: Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and is for display purposes only.